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Volvo V70 Insurance Cost

There are many options when finding cheaper insurance coverage on your Volvo vehicle. You can buy direct from an insurance agent or get quotes online to compare pricing from multiple insurance companies. Comparing car insurance on the web saves time, is easy to do and there is a good chance you may find lower rates.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because we're going to show you how. The are a couple different ways to get quotes from different insurance companies. The easiest way by far to find the lowest Volvo V70 insurance rates involves getting comparison quotes online. This can be accomplished by visiting this page.

FREE Car Insurance Comparison

Insurance premiums for a Volvo V70 will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Use of your vehicle
  • Young drivers cost more
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Volvo models so repair costs tend to be lower which may end up costing you less. Conversely, more recent Volvo vehicles have more advanced features such as adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system so those may provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your V70 below.

Liability car insurance

This will cover damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as much as you can afford.

Collision protection

This coverage will pay to fix damage to your Volvo caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Volvo V70 collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive car insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Volvo V70 Insurance Rates?