Volvo 960 Insurance - Compare and Save

Drivers have lots of options when trying to insure your Volvo vehicle. You can either buy through a local agent or price shop online to compare pricing from many different car insurance companies. Buying car insurance through online rate quotes is simple to do, plus you might just save a little.

Shopping online for car insurance can be difficult if you have never used online rate quotes. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes from car insurance companies in your area. The quickest method to find the lowest Volvo 960 insurance quotes is to get quotes online. This can be done by visiting this page.

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Rates are impacted by these things

Auto insurance rates for your Volvo 960 will vary greatly subject to many criteria. Including but not limited to:

More performance equals higher cost
Your accident history
Multiple policies can save money
Pleasure, commuting or business use can affect rates
Mature drivers pay less
Being married can lower rates
Add-on coverages such as rental reimbursement
What you do for a living
The amount of protection requested
Home ownership saves money

A final factor that helps determine Volvo 960 insurance rates is the model year. Older models have a lower value in comparison to older models so the payout to repair can decrease annual premiums. But new Volvo models may have a trim level with safety features including lane departure warning system, a telematics system, and adaptive headlights so those may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your 960 from the list below.

Auto liability

Volvo 960 liability coverage provides protection from damage or injury you incur to other's property or people in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Volvo 960 comprehensive insurance. The maximum amount your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Volvo 960 Insurance Rates?

Volvo 960 Insurance Rates