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Volkswagen Passat Insurance Rates

Shopping for car insurance through online providers can be fast and easy, plus you may find lower rates. The most important part is getting rates from all companies in order to accurately compare the cheapest rate quotes.

If shopping for car insurance online is new to you, you may be overwhelmed by the hoards of companies selling insurance. The are a couple different ways to get quotes from different insurance companies. The recommended way to find the cheapest Passat insurance cost consists of shopping online. This can be done by getting a quick quote here.

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Car insurance rates influenced by...

Insurance premiums on a Volkswagen Passat can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Passat
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new Volkswagen models so the cost to replace them may result in lower rates. Conversely, more recent Volkswagen vehicles have more advanced features such as active head restraints, an advanced theft deterrent system, and lane departure warning system that may help help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability auto insurance - This coverage will cover damage or injury you incur to people or other property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage - Collision coverage will pay to fix damage to your Volkswagen resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Passat can be pricey, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive (Other than Collision) - This coverage covers damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Volkswagen Passat Insurance Rates?