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Volkswagen Jetta SportWagen Insurance Rates

Finding cheaper car insurance through online rate quotes can be fast and easy and there is a good chance you may find lower rates. The most important part is to get rates from all companies in order to have every option.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of companies selling insurance. The are a couple different ways to get quotes from local car insurance companies. The quickest method to compare Jetta SportWagen insurance quotes is to perform an online rate comparison. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Insurance premiums on a Volkswagen Jetta SportWagen can fluctuate considerably depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • The size of your community
  • The number of annual miles
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Jetta SportWagen
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new Volkswagen models so the cost to replace them may result in lower rates. On the flip side, more recent Volkswagen vehicles have more advanced features like lane departure warning system, a telematics system, and adaptive headlights which may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

This coverage will cover damage that occurs to people or other property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as high a limit as you can afford.

Collision coverage

This will pay to fix damage to your Volkswagen resulting from a collision with another car or object. A deductible applies then your collision coverage will kick in. Collision coverage for your Jetta SportWagen can be pricey, so you might think about dropping it from lower value vehicles. You can also increase the deductible to get cheaper Jetta SportWagen insurance rates.

Comprehensive auto coverage

This coverage pays for damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The most you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance program or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Volkswagen Jetta SportWagen Insurance Rates?