Volkswagen Beetle Insurance Quotes

You have lots of choices when trying to insure your Volkswagen vehicle. You can either buy through your neighborhood insurance agent or go online to check prices from insurance providers. Finding cheaper auto insurance by comparing rates online can be fast and easy and at the same time you will probably save money.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of companies competing for your business. Finding a lower price on Beetle insurance can be quick and easy. You just have to take a little time comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

FREE Car Insurance Comparison

Which factors influence car insurance premiums?

Insurance rates on a Volkswagen Beetle can be significantly different depending on several factors. Taken into consideration are:

Higher performance Beetle vehicles cost more
How many accidents you have had
Home/auto policy bundles save money
Pleasure use vs. commuting use
Special coverage such as replacement cost
No claims lowers premiums
Having current coverage saves
Whether you rent or own your home

One last important factor which can affect the rate you pay on your Volkswagen is the year of manufacture. New vehicles have a higher actual cash value so the cost to replace them may end up costing you more. On the flip side, new Volkswagen models may have options like dual-stage airbags, a rollover prevention system, and lane departure warning system that may help give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Beetle from available model years below.

Auto liability insurance

This coverage provides protection from damages or injuries you inflict on people or other property that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverage

This pays to fix your vehicle from damage resulting from a collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Beetle can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Beetle insurance rates.

Comprehensive insurance

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle when other motorists either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Volkswagen Beetle Insurance Rates?

Volkswagen Beetle Insurance Rates