Vehicles > Toyota > RAV4 EV

Toyota RAV4 EV Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Toyota vehicle. You can get prices from an insurance agent or price shop online to compare insurance costs of multiple insurance companies. Comparing auto insurance on the web is simple to do, plus you may find lower rates.

Using the web to shop for auto insurance direct can be difficult if you have never used quoting online. Don't let that stop you because we're going to show you how. Reducing your Toyota RAV4 EV insurance cost isn't really that difficult. All that's required is to spend a few minutes on the computer to compare quotes online with multiple companies. This can be done by getting a quick quote here.

FREE Car Insurance Comparison

Rates are determined by these factors

Insurance premiums for your Toyota RAV4 EV can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • No coverage lapses saves money
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Toyota models so the payout to repair may end up costing you more. Conversely, newer models have more advanced features such as a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your RAV4 EV from the list below.

Liability car insurance

Toyota RAV4 EV liability coverage protects you from damage or injury you incur to other's property or people. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage protection

This coverage pays for damage to your Toyota resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive auto insurance

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Toyota RAV4 EV Insurance Rates?