Toyota Prius Insurance Rates

Finding cheaper auto insurance from online companies is easy and there is a good chance you may find lower rates. The key is to compare rates from as many companies as possible in order to accurately compare the lowest priced insurance.

Consumers who are new to the process of shopping for insurance may think buying cut-rate Prius insurance can be quite difficult. Getting better Prius insurance cost is actually quite simple. Just take time to compare quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

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Insurance premiums for your Toyota Prius will vary greatly based upon several criteria. Some of these factors include:

Your driving record
Your credit history
Male rates may be higher
The deductible you choose
Safety rating of your Prius
Whether or not you have claims
Having continuous coverage saves you money
Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Toyota models so repair costs are higher which will push premiums up. Although newer vehicles have more advanced features included like autonomous braking, tire pressure monitors, and dual-stage airbags so those may help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Liability insurance can cover damage that occurs to other's property or people that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as much as you can afford.

Collision coverage - This covers damage to your Toyota resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Prius insurance rates.

Comprehensive coverage - Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP is not an option in every state and may carry a deductible.

How Much are Toyota Prius Insurance Rates?

Toyota Prius Insurance Rates

Compare Toyota Prius insurance rates