Vehicles > Suzuki > Grand Vitara

Suzuki Grand Vitara Insurance Cost

Finding cheaper car insurance by comparing rates online is simple to do, plus you may find lower rates. The critical component is getting as many rate quotes as possible so you can get the lowest rate quotes.

Finding the best direct price on car insurance can be difficult if you have never used quoting online. But don't let that discourage you because we're going to show you how. The are a couple different ways to get quotes from different insurance companies. By far the easiest way to find competitive Grand Vitara insurance rates is to perform an online rate comparison. This can be done by completing this short form.

FREE Car Insurance Comparison

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Insurance premiums for a Suzuki Grand Vitara can be significantly different subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your Grand Vitara
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Suzuki models so repair costs tend to be lower which can decrease annual premiums. Conversely, more recent Suzuki vehicles have more advanced features such as a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance

Grand Vitara liability coverage will cover damage or injury you incur to other people or property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision insurance

This will pay to fix damage to your Suzuki caused by collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Grand Vitara collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Suzuki Grand Vitara Insurance Rates?