Subaru WRX Insurance Quotes

Finding cheaper auto insurance by getting online quotes can be fast and easy, plus you can save money. The most important part is getting as many rate quotes as possible so you can get all your choices.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of auto insurance companies offering insurance. Getting cheaper insurance rates can be relatively painless. The only requirement is to invest a few minutes getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

FREE Car Insurance Comparison

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Car insurance premiums for a Subaru WRX can be significantly different depending on several factors. Including but not limited to:

A clean driving record keeps rates low
Better credit means lower rates
The size of your community
How many miles you drive
Men typically pay more than women
Low deductibles cost more
Crash test rating for your WRX
Your claim history
Having continuous coverage saves you money
Home ownership saves money

An additional factor which can affect Subaru WRX insurance rates is the year of the vehicle. New vehicles have a higher actual cash value than older models so the cost to replace them may end up costing you more. Although more recent Subaru vehicles may have safety features included like traction control, tire pressure monitors, a collision avoidance system, and a telematics system that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability

This coverage will cover damage or injury you incur to other people or property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Auto collision coverage

This will pay to fix damage to your Subaru caused by collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Subaru WRX collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Subaru WRX insurance rates.

Comprehensive or Other Than Collision

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Subaru WRX Insurance Rates?

Subaru WRX Insurance Rates