Subaru BRZ Insurance Rates

There are many options when attempting to insure your Subaru vehicle. You can either buy through your neighborhood insurance agent or shop online to compare insurance costs of many different car insurance companies. Finding cheaper car insurance through online rate quotes is easy and there is a good chance you will probably save money.

Consumers who are new to the process of shopping for insurance may think buying cheap Subaru BRZ insurance is going to be difficult. To find the best car insurance prices, there are several ways to get quotes from car insurance companies in your area. The fastest way to find the cheapest Subaru BRZ insurance quotes is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Insurance rates for a Subaru BRZ will vary greatly based upon several criteria. Some of these factors include:

The performance level of your BRZ
Your accident history
Home/auto policy bundles save money
Use of your vehicle
Young drivers cost more
Being married may save money
Extra coverages like towing and rental
Your profession
The amount of protection requested
Whether you own your home

One last important factor which can affect the rate you pay on your Subaru is the year of manufacture. Models that are a few years old cost less so repair costs tend to be lower which will push premiums down. But more recent Subaru vehicles may have options including autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights so those may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your BRZ below.

Auto liability

Liability insurance will cover damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as much as you can afford.

Auto collision coverage

This will pay to fix damage to your Subaru caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Subaru BRZ collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. PIP is only offered in select states and may carry a deductible.

How Much are Subaru BRZ Insurance Rates?