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Scion FR-S Insurance Rates

There are many options when comparing insurance rates on your Scion vehicle. You can either buy through an agent or price shop online to compare insurance costs of a lot of car insurance companies. Finding cheaper car insurance through online companies is simple to do and there is a good chance you can save money.

Finding the best direct price on car insurance can be a challenge if you have never used online quoting. But relax because it's actually quite easy. There are several ways of comparing rates from local car insurance companies. One of the best ways to find the cheapest Scion FR-S insurance cost is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Car insurance premiums paid to insure a Scion FR-S can fluctuate considerably subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Your birth date
  • Being married may save money
  • Extra coverages like towing and rental
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor which can affect Scion FR-S insurance rates is the year of the vehicle. Models that are a few years old cost less than newer models so the costs to repair can decrease annual premiums. On the flip side, newer vehicles may have safety features like anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your FR-S below.

Coverage for liability - Scion FR-S liability coverage can cover damage that occurs to a person or their property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverages - This covers damage to your Scion from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible to get cheaper Scion FR-S insurance rates.

Comprehensive coverage (or Other than Collision) - This covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The most you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Insurance for medical payments - Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Scion FR-S Insurance Rates?