Vehicles > Saab > 9-2X

Saab 9-2X Insurance Rates

Finding cheaper auto insurance through online companies can be fast and easy, plus you might just save a little. The most important part is to get rates from all companies in order to accurately compare the best prices.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of companies vying for your business. Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes to get quotes provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Premiums are calculated by...

Auto insurance rates on a Saab 9-2X can fluctuate considerably depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your 9-2X
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor which can affect Saab 9-2X insurance rates is the model year. Models that are new have a higher actual cash value in comparison to later models so the cost to replace them may result in higher rates. But more recent Saab vehicles may have a trim level with safety features including anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability - This coverage will cover damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as high a limit as you can afford.

Collision coverages - This will pay to fix damage to your Saab resulting from a collision with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. Collision coverage for your Saab 9-2X can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This coverage covers damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Saab 9-2X comprehensive insurance. The most your auto insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Saab 9-2X Insurance Rates?