Porsche Cayman S Insurance Rates

There are many options when trying to insure your Porsche vehicle. You can buy direct from your neighborhood insurance agent or go online to compare insurance costs of insurance providers. Comparing car insurance by comparing rates online can be fast and easy and there is a good chance you will probably save money.

If you've never shopped for car insurance online, you can be overwhelmed by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways of comparing rates from car insurance companies in your area. The quickest method to find the cheapest Cayman S insurance quotes involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

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Insurance rates paid to insure a Porsche Cayman S can fluctuate considerably depending on several factors. Some of these factors include:

• Higher performance Cayman S vehicles cost more
• Accidents raise premiums
• Home and auto can earn discounts
• How you use your vehicle
• Extra coverages like towing and rental
• Your profession
• The amount of protection requested
• Whether you own your home

One last important factor that can impact the rate you pay on your Porsche is the year of manufacture. Used vehicles cost less so the costs to repair may result in lower rates. But newer vehicles may have options including dual-stage airbags, a rollover prevention system, and lane departure warning system which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Cayman S below.

• 2006 Porsche Cayman S Insurance Rates

Auto liability insurance

This coverage can cover damage that occurs to a person or their property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision coverage

This coverage covers damage to your Porsche from colliding with another car or object. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive insurance

This covers damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Porsche Cayman S Insurance Rates?