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Porsche Cayman Insurance Rates

Shopping for auto insurance from online rate quotes is easy and there is a good chance you will probably save money. The key is getting rates from all companies in order to have the best prices.

Consumers not familiar with shopping for insurance may think shopping for low-cost Cayman insurance is more work than they want to put in. Finding a better price on auto insurance doesn't have to be difficult. Consumers just need to spend a few minutes comparing rates from different insurance companies. This is very easy and can be done by comparing rates here.

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Insurance rates on a Porsche Cayman can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Cayman
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Porsche is the year of manufacture. Newer models have a higher replacement value so repair costs are higher which may end up costing you more. On the flip side, newer models may have options like a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability insurance - Liability insurance protects you from damage that occurs to people or other property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as large an amount as possible.

Collision coverages - Collision coverage pays for damage to your Porsche resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Cayman can be pricey, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Cayman insurance rates.

Comprehensive protection - This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense coverage - Med pay and PIP coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Porsche Cayman Insurance Rates?