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Porsche 718 Cayman Insurance Rates

There are many options when comparing insurance rates on your Porsche vehicle. You can either buy through an insurance agent or price shop online to check prices from insurance carriers. Buying car insurance by getting online quotes is simple to do and there is a good chance you may find lower rates.

Shopping online for car insurance can be a challenge if you have never used online quoting. But don't be discouraged because we're going to show you how. The are a couple different ways to get quotes from different insurance companies. One of the best ways to find competitive 718 Cayman insurance cost is to get quotes online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Insurance premiums on a Porsche 718 Cayman can fluctuate considerably subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Porsche models so the cost to replace them can decrease annual premiums. Conversely, more recent Porsche vehicles have more advanced features such as pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your 718 Cayman below.

Liability - 718 Cayman liability coverage will cover damage that occurs to people or other property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision coverages - Collision insurance will pay to fix damage to your Porsche resulting from a collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your 718 Cayman can be pricey, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive or Other Than Collision - This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is very important.

Medical costs insurance - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance program or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Porsche 718 Cayman Insurance Rates?