Vehicles > Pontiac > Trans Sport

Pontiac Trans Sport Insurance Rates

Finding cheaper auto insurance through online rate quotes is easy and at the same time you will probably save money. The key is to get rates from all providers in order to have the cheapest rate quotes.

Consumers who are new to the process of comparison shopping may think finding affordable Trans Sport insurance is going to be difficult. Finding lower Trans Sport insurance cost can be surprisingly simple. You just have to spend a little time comparing rates from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

FREE Car Insurance Comparison

What factors impact Trans Sport insurance quotes?

Insurance rates paid to insure a Pontiac Trans Sport can fluctuate considerably based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Pontiac is the year of manufacture. Newer models have a higher actual cash value so repair costs are higher which may result in higher rates. Although newer models may have options included like dual-stage airbags, all-wheel drive, blind-spot warning system, and tire pressure monitors which may lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability - Liability insurance protects you from damages or injuries you inflict on a person or their property that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Collision coverage - This pays for damage to your Pontiac from colliding with an object or car. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Trans Sport insurance rates.

Comprehensive auto coverage - This pays for damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Med pay and PIP coverage provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Pontiac Trans Sport Insurance Rates?