Pontiac G3 Insurance Rates

Buying car insurance through online providers is easy and there is a good chance you will probably save money. The key is getting rates from all companies so you can get all your choices.

People who are new to shopping for insurance may think shopping for low-cost Pontiac G3 insurance is hard and time consuming. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The fastest way to find competitive Pontiac G3 insurance quotes is to get quotes online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Insurance rates on a Pontiac G3 can be significantly different based upon several criteria. Some of these factors include:

• Your driving record
• Better credit means lower rates
• Where you live
• The number of annual miles
• Male drivers pay higher rates
• Low deductibles cost more
• Safety rating of your G3
• Your profession
• Your coverage level
• Whether you own your home

One last important factor that helps determine the rate you pay on your Pontiac is the year of manufacture. Older models cost less so the cost to replace them will push premiums down. On the flip side, new Pontiac models may have options like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

• 2009 Pontiac G3 Insurance Rates

Liability auto insurance

Liability insurance provides protection from damage that occurs to people or other property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as large an amount as possible.

Auto collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Pontiac G3 can be pricey, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Pontiac G3 insurance rates.

Comprehensive (Other than Collision)

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac G3 Insurance Rates?