Vehicles > Pontiac > Firebird

Pontiac Firebird Insurance Rates

Comparing car insurance through online rate quotes is simple to do, plus you might just save a little. The critical component is to compare as many rate quotes as possible so you can get the best prices.

Using the web to shop for car insurance direct can be difficult if you have never used online rate quotes. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. One of the best ways to find competitive Firebird insurance cost involves getting comparison quotes online. This can be done by completing this short form.

FREE Car Insurance Comparison

Rates are determined by these things

Auto insurance rates for a Pontiac Firebird will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Firebird
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that can impact Firebird insurance rates is the model year. Used vehicles have a lower value in comparison to older models so repair costs tend to be lower which can decrease annual premiums. Conversely, new Pontiac models may have a trim level with safety features such as autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights so those may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - Firebird liability coverage provides protection from damage or injury you incur to other people or property. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Firebird collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Pontiac Firebird comprehensive insurance. The maximum amount your car insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to fill the gap from your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac Firebird Insurance Rates?