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Oldsmobile Cutlass Supreme Insurance Cost

Buying auto insurance through online rate quotes can be fast and easy, plus you will probably save money. The most important part is to compare rates from all companies in order to have the lowest rate quotes.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of companies competing for your business. Lowering your Cutlass Supreme insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates provided by online insurance companies. This can be accomplished by comparing rates here.

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Rates are impacted by...

Insurance rates on a Oldsmobile Cutlass Supreme will vary greatly depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your Cutlass Supreme
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Oldsmobile is the year of manufacture. Newer models cost more so the cost to replace them will push premiums up. But more recent Oldsmobile vehicles may have options including adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

This coverage will cover damage or injury you incur to people or other property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision insurance

Collision insurance will pay to fix damage to your Oldsmobile resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Cutlass Supreme can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Oldsmobile Cutlass Supreme Insurance Rates?