Nissan GT-R Insurance Rates

You have lots of choices when attempting to insure your Nissan vehicle. You can either buy through an insurance agent or shop online to compare insurance costs of lots of different providers. Comparing car insurance through online providers is easy and at the same time you may find lower rates.

Beginners to comparison shopping may think buying low-cost Nissan GT-R insurance is hard and time consuming. The are a couple different ways to compare quotes from car insurance companies in your area. The fastest way to find the cheapest Nissan GT-R insurance quotes involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

What factors impact the rate you pay?

Insurance premiums on a Nissan GT-R will vary greatly based upon several criteria. Taken into consideration are:

The performance level of your GT-R
Your accident history
Home and auto can earn discounts
Pleasure use vs. commuting use
Your age
Being married may save money
Special coverage such as replacement cost
Your job
The amount of protection requested
Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Nissan models so the cost to replace them will push premiums down. But newer models have more advanced features including active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control so those may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your GT-R from available model years below.

Liability auto insurance

Liability insurance protects you from damages or injuries you inflict on people or other property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as much as you can afford.

Auto collision coverage

This coverage pays for damage to your Nissan resulting from a collision with an object or car. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Nissan GT-R can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive (Other than Collision)

This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This provides protection when the "other guys" do not carry enough liability coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical expense insurance

Med pay and PIP coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP is not available in all states and may carry a deductible.

How Much are Nissan GT-R Insurance Rates?