Mercury Mariner Insurance Quotes

There are many options when trying to find low-cost insurance for your Mercury vehicle. You can either buy through your neighborhood insurance agent or go online to compare insurance costs of a lot of auto insurance companies. Buying auto insurance through online companies can be fast and easy and there is a good chance you will probably save money.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online companies competing for your business. Getting lower Mariner insurance cost is not a difficult process. The only thing you need to do is invest a little time comparing rates provided by online insurance companies. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Insurance rates paid to insure a Mercury Mariner will vary greatly depending on several factors. Some of these factors include:

Higher performance Mariner vehicles cost more
Your accident history
Multiple policies can save money
How you use your vehicle
Your birth date
Being married may save money
Extra coverages like towing and rental
No claims lowers premiums
No coverage lapses saves money
Whether you own your home

One last important factor that helps determine the rate you pay on your Mercury is the year of manufacture. Models that are new cost more so the cost to replace them will push premiums up. Conversely, newer vehicles may have options such as adaptive cruise control, autonomous braking, and lane departure warning system so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Mariner below.

Coverage for liability

This coverage can cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Coverage for collisions

Collision insurance covers damage to your Mercury from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This covers damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Insurance for medical payments

Coverage for medical payments and/or PIP pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Mercury Mariner Insurance Rates?