Mercury Cougar Insurance - Compare and Save

Finding cheaper car insurance by quoting online is simple to do and there is a good chance you might just save a little. The critical component is to get rates from all providers so you can compare the lowest rate quotes.

Finding the best direct price on car insurance can be a challenge if you have never used online quoting. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from local car insurance companies. By far the easiest way to find the lowest Cougar insurance rates is to perform an online rate comparison. This can be accomplished by visiting this page.

FREE Car Insurance Comparison

Auto insurance rates paid to insure a Mercury Cougar can fluctuate considerably subject to many criteria. Some of these factors include:

Traffic citations increase rates
Credit rating impacts rates
Men typically pay more than women
Higher deductibles save money
Safety rating of your Cougar
What you do for a living
Your coverage level
Whether you own your home

A final factor which can affect Cougar insurance cost is the model year. Models that are a few years old cost less in comparison to older models so the costs to repair can decrease annual premiums. On the flip side, more recent Mercury vehicles may have a trim level with safety features like lane departure warning system, anti-lock brakes, and adaptive headlights which may provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverages

Cougar liability coverage will cover damage that occurs to a person or their property that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision insurance

This will pay to fix damage to your Mercury from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to get cheaper Cougar insurance cost.

Comprehensive coverages

This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Mercury Cougar comprehensive insurance. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection when other motorists are uninsured or don't have enough coverage. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Mercury Cougar Insurance Rates?

Mercury Cougar Insurance Cost

Compare Mercury Cougar insurance rates