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Mazda Protege Insurance Rates

There are many options when comparing insurance rates on your Mazda vehicle. You can either contact a local agent or price shop online to compare insurance costs of many different car insurance companies. Buying car insurance through online rate quotes is simple to do and there is a good chance you might just save a little.

Shopping online for car insurance can be a challenge if you have never used online quotes. But don't be discouraged because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. One of the best ways to find the cheapest Protege insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

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Auto insurance rates on a Mazda Protege can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Being married may save money
  • Extra coverages like towing and rental
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that helps determine Protege insurance rates is the model year. Older models cost less in comparison to older models so the cost to replace them can decrease annual premiums. Conversely, more recent Mazda vehicles may have a trim level with safety features such as autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights which can help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Protege below.

Auto liability - Protege liability coverage will cover damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision coverages - Collision insurance will pay to fix damage to your Mazda resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Protege can be pricey, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive auto coverage - This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Mazda Protege comprehensive insurance. The maximum payout you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Mazda Protege Insurance Rates?