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Mazda 626 Insurance Rates

Drivers have lots of options when comparing insurance rates on your Mazda vehicle. You can get prices from an agent or price shop online to compare rates from multiple insurance companies. Shopping for car insurance on the web is simple to do, plus you can save money.

Comparing car insurance rates direct online can be difficult if you have never used quoting online. But relax because it's actually quite easy. There are several ways to compare quotes from car insurance companies in your area. One of the best ways to compare Mazda 626 insurance cost consists of shopping online. This can be done by comparing rates here.

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Car insurance rates influenced by these factors

Car insurance premiums paid to insure a Mazda 626 can be significantly different subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Your age
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor that will help determine Mazda 626 insurance rates is the year of the vehicle. Older cars and trucks have a lower value than newer models so the costs to repair can decrease annual premiums. But newer models may have safety features including a telematics system, lane departure warning system, and tire pressure monitors that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 626 from the list below.

Liability car insurance - Mazda 626 liability coverage protects you from damage or injury you incur to a person or their property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverages - Collision coverage pays for damage to your Mazda from colliding with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive car insurance - This pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses - Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Mazda 626 Insurance Rates?