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Mazda 3 Insurance Cost

There are many options when finding cheaper insurance coverage on your Mazda vehicle. You can get prices from an insurance agent or price shop online to compare insurance costs of insurance providers. Shopping for auto insurance by comparing rates online is simple to do and there is a good chance you may find lower rates.

Comparing auto insurance rates direct online can be a challenge if you have never used quoting online. But don't be discouraged because we're going to show you how. Finding cheaper coverage prices can be quick and easy. All you need to do is take the time to compare quotes online with multiple companies. This is very easy and can be done by getting a quick quote here.

FREE Car Insurance Comparison

Insurance premiums on a Mazda 3 can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Models that are new have a higher replacement value compared to older Mazda models so the payout to repair may end up costing you more. But new Mazda models have more advanced features including adaptive cruise control, lane departure warning system, and pedestrian detection that may help help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 3 below.

Auto liability insurance

Mazda 3 liability coverage provides protection from damage that occurs to people or other property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision protection

Collision coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Mazda 3 can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive insurance

This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Mazda 3 Insurance Rates?