Vehicles > Lexus > LC 500

Lexus LC 500 Insurance Rates

Comparing car insurance on the web can be fast and easy, plus you might just save a little. The most important part is getting rates from all companies so you can get the lowest priced insurance.

If you've never shopped for car insurance online, you may be overwhelmed by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to get quotes and find the best price. The best method to find competitive Lexus LC 500 insurance cost involves getting comparison quotes online. This can be done by completing this short form.

FREE Car Insurance Comparison

Rates are determined by...

Auto insurance rates on a Lexus LC 500 can be significantly different depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your LC 500
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor that can impact Lexus LC 500 insurance rates is the model year. Used vehicles have a lower value in comparison to older models so the cost to replace them may result in lower rates. Although more recent Lexus vehicles may have a trim level with safety features included like dual-stage airbags, a telematics system, and pedestrian detection that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance - This coverage will cover damage or injury you incur to people or other property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision coverage - This coverage will pay to fix damage to your Lexus resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Lexus LC 500 can be pricey, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Lexus LC 500 insurance rates.

Comprehensive car insurance - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Lexus LC 500 comprehensive insurance. The highest amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Lexus LC 500 Insurance Rates?