Vehicles > Land Rover > LR2

Land Rover LR2 Insurance Cost

There are many options when finding cheaper insurance coverage on your Land Rover vehicle. You can buy direct from an insurance agent or go online to compare rates from insurance providers. Buying car insurance by comparing rates online can be fast and easy and there is a good chance you may find lower rates.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of car insurance companies selling insurance. The are a couple different ways of comparing rates from car insurance companies in your area. The easiest way by far to compare Land Rover LR2 insurance rates is to get quotes online. This can be accomplished by comparing rates here.

FREE Car Insurance Comparison

Insurance premiums for a Land Rover LR2 can be significantly different depending on several factors. Some of these factors include:

  • Higher performance LR2 vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Land Rover models so repair costs tend to be lower which may result in lower rates. But newer vehicles have more advanced features including adaptive cruise control, lane departure warning system, and pedestrian detection that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your LR2 below.

Auto liability insurance

This coverage can cover damage that occurs to other people or property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision protection

Collision insurance covers damage to your Land Rover caused by collision with another car or object. You first must pay a deductible then your collision coverage will kick in. Land Rover LR2 collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Land Rover LR2 Insurance Rates?