Vehicles > Jeep > Patriot

Jeep Patriot Insurance Rates

Drivers have lots of options when buying insurance for your Jeep vehicle. You can get prices from an insurance agent or price shop online to compare insurance costs of lots of different providers. Finding cheaper auto insurance through online providers is simple to do, plus you may find lower rates.

Finding the best direct price on auto insurance can be difficult if you have never used online rate quotes. But relax because we're going to show you how. Finding lower Patriot insurance cost is surprisingly easy. You just have to spend a little time to compare quotes online with multiple companies. It is quite easy and can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Premiums are calculated by these things

Insurance premiums paid to insure a Jeep Patriot will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Jeep models so the payout to repair will push premiums up. Although new Jeep models have more advanced features included like active head restraints, an advanced theft deterrent system, and lane departure warning system so those may help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Patriot from the list below.

Liability auto insurance - Patriot liability coverage provides protection from damage or injury you incur to a person or their property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision coverage - This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Patriot insurance rates.

Comprehensive (Other than Collision) - This covers damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Jeep Patriot Insurance Rates?