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Jeep Compass Insurance Rates

Comparing auto insurance from online rate quotes is easy, plus you may find lower rates. The key is to take the time to get as many rate quotes as possible so you can get the best prices.

Beginners to buying insurance may think purchasing cheap Compass insurance is more work than they want to put in. Finding a better price on auto insurance doesn't have to be difficult. Consumers just need to spend a few minutes to compare quotes from different insurance companies. This can be done by completing this short form.

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Rates are determined by...

Insurance premiums for a Jeep Compass can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your Compass
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. New vehicles have a higher value compared to older Jeep models so repair costs are higher which can inflate annual premiums. Although more recent Jeep vehicles have more advanced features included like a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system which can give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability insurance - Liability insurance will cover damage or injury you incur to other people or property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverages - This coverage will pay to fix damage to your Jeep caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Compass collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Compass insurance rates.

Comprehensive protection - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Jeep Compass Insurance Rates?