Vehicles > Jeep > Commander

Jeep Commander Insurance Rates

Buying auto insurance by quoting online saves time, is easy to do, plus you may find lower rates. The key to finding lower rates is to take the time to get rates from as many companies as possible in order to accurately compare the lowest prices.

Shopping online for auto insurance can be difficult if you are a beginner to online quotes. Don't let that stop you because we're going to show you how. Cutting your Commander insurance cost is a fairly straight forward process. Drivers just need to take a couple of minutes to compare quotes online from several insurance companies. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Rates are impacted by these factors

Insurance premiums for your Jeep Commander can vary widely and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Commander
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Models that are new cost more compared to older Jeep models so the costs to repair can inflate annual premiums. But newer models have more advanced features including all-wheel drive, a rollover prevention system, and adaptive headlights which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages - This protects you from damage or injury you incur to other's property or people in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy higher limits if possible.

Collision - Collision insurance pays for damage to your Jeep resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive coverages - Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Coverage for medical payments - Med pay and PIP coverage kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Jeep Commander Insurance Rates?