Vehicles > Isuzu > i-Series

Isuzu I-Series Insurance Rates

Shopping for auto insurance from online companies is easy, in addition you can save money. The key is getting rates from as many companies as possible in order to have the lowest prices.

Consumers not familiar with comparing rates may think shopping for cut-rate i-Series insurance can be quite difficult. Cutting your i-Series insurance cost is actually quite simple. Drivers just need to take a couple of minutes getting comparison quotes from different insurance companies. This is very easy and can be done by comparing rates here.

FREE Car Insurance Comparison

Criteria which help determine your insurance rates

Car insurance premiums for your Isuzu i-Series can be significantly different based upon several criteria. A few of these criteria are:

  • Your driving record
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your claim history
  • Having continuous coverage saves you money
  • Owning a home can lower rates

An additional factor that will help determine i-Series insurance rates is the year of the vehicle. Newer models have a higher replacement value than older models so repair costs are higher which may end up costing you more. Although new Isuzu models may have safety features included like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage - Liability insurance provides protection from injuries or damage you cause to other's property or people by causing an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision - Collision coverage pays to fix your vehicle from damage resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. You can also raise the deductible in order to get cheaper i-Series insurance rates.

Comprehensive coverage - Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount a auto insurance company will pay at claim time is the actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM Coverage - This coverage protects you and your vehicle's occupants from other motorists when they either have no liability insurance or not enough. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP - Medical payments and Personal Injury Protection insurance provide coverage for bills such as ambulance fees, surgery, and doctor visits. They are often utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not universally available and gives slightly broader coverage than med pay.

How Much are Isuzu i-Series Insurance Rates?