Hyundai Kona Insurance Rates

There are many options when attempting to insure your Hyundai vehicle. You can either buy through an agent or go online to check prices from many different car insurance companies. Buying car insurance through online rate quotes can be fast and easy and there is a good chance you can save money.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies offering insurance. There are several ways of comparing rates and find the best price. The fastest way to find competitive Kona insurance quotes is to get quotes online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums paid to insure a Hyundai Kona can vary widely depending on several factors. Some of these factors include:

• Higher performance Kona vehicles cost more
• Any accidents you may have
• Multiple policies can save money
• How you use your vehicle
• Your birth date
• Having a spouse can save money
• Extra coverages like towing and rental
• Your occupation
• Insurance coverage level
• Whether you own your home

An additional factor that helps determine Kona insurance rates is the year of the vehicle. Older models cost less than newer models so the costs to repair may result in lower rates. Although newer vehicles may have safety features included like autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which can give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Kona below.

• 2018 Hyundai Kona Insurance Rates

Auto liability

This coverage can cover damage that occurs to a person or their property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Auto collision coverage

Collision insurance covers damage to your Hyundai from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Kona insurance rates.

Comprehensive auto coverage

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Hyundai Kona Insurance Rates?