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Hyundai Genesis Insurance Cost

Finding cheaper car insurance by quoting online is easy, plus you may find lower rates. The key is to compare rates from as many companies as possible so you can get the lowest rate quotes.

Consumers who are new to the process of buying insurance may think buying cut-rate Genesis insurance is hard. The are a couple different ways to compare rate quotes from car insurance companies in your area. By far the easiest way to find competitive Genesis insurance rates is to perform an online rate comparison. This can be done by completing this short form.

FREE Car Insurance Comparison

Premiums are calculated by these things

Insurance premiums for your Hyundai Genesis will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Genesis
  • Your job
  • The amount of protection requested
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Hyundai models so the payout to repair will push premiums down. But new Hyundai models have more advanced features including lane departure warning system, anti-lock brakes, and adaptive headlights so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

Liability insurance provides protection from damage or injury you incur to other's property or people that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as much as you can afford.

Collision insurance

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Hyundai Genesis Insurance Rates?