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Honda CR-Z Insurance Rates

There are many options when trying to insure your Honda vehicle. You can get prices from your neighborhood insurance agent or get quotes online to compare insurance costs of many different car insurance companies. Comparing car insurance through online rate quotes saves time, is easy to do and there is a good chance you will probably save money.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online quoting. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The quickest method to find the cheapest Honda CR-Z insurance quotes involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Insurance rates for a Honda CR-Z can fluctuate considerably and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Use of your vehicle
  • Young drivers cost more
  • Being married may save money
  • Extra coverages like towing and rental
  • Your profession
  • The level of coverage
  • Whether you own your home

One last important factor that can impact the rate you pay on your Honda is the year of manufacture. Used vehicles cost less so repair costs tend to be lower which may end up costing you less. Conversely, more recent Honda vehicles may have options such as lane departure warning system, a telematics system, and adaptive headlights which may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your CR-Z below.

Auto liability

This will cover damage that occurs to other people or property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as high a limit as you can afford.

Collision coverage

This coverage will pay to fix damage to your Honda caused by collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Honda CR-Z collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive auto coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance program or if you do not have health coverage. PIP coverage is only offered in select states and may carry a deductible.

How Much are Honda CR-Z Insurance Rates?