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Honda CR-V Insurance Rates

Drivers have lots of options when insurance shopping for your Honda vehicle. You can either buy through an agent or get quotes online to compare rates from a lot of car insurance companies. Finding cheaper car insurance through online companies saves time, is easy to do, plus you can save money.

Finding the best direct price on car insurance can be difficult if you are a beginner to online quoting. But relax because it's actually quite easy. There are several ways to compare rate quotes from different insurance companies. The easiest way to compare Honda CR-V insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

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Premiums are calculated by these things

Car insurance premiums paid to insure a Honda CR-V can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Mature drivers pay less
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Your occupation
  • The level of coverage
  • Home ownership saves money

An additional factor which can affect Honda CR-V insurance rates is the year of the vehicle. Models that are a few years old have a lower value than newer models so the costs to repair may end up costing you less. Conversely, new Honda models may have safety features such as a rollover prevention system, forward-collision avoidance, and dual-stage airbags which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your CR-V from the list below.

Coverage for liability - This provides protection from damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as high a limit as you can afford.

Collision - This pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - This pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The most your car insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance program or if you do not have health coverage. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Honda CR-V Insurance Rates?