Vehicles > GMC > Yukon XL

GMC Yukon XL Insurance Rates

There are many options when comparing insurance rates on your GMC vehicle. You can buy direct from an agent or shop online to check prices from companies. Shopping for car insurance by quoting online is easy and there is a good chance you can save money.

Consumers not familiar with shopping for insurance may think finding affordable Yukon XL insurance is hard. There are several ways to get quotes from different insurance companies. One of the best ways to find competitive Yukon XL insurance cost consists of shopping online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums paid to insure a GMC Yukon XL can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your Yukon XL
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that will help determine Yukon XL insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the costs to repair will push premiums down. Conversely, more recent GMC vehicles may have safety features such as blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Yukon XL below.

Liability coverages - Liability insurance will cover damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverages - Collision coverage will pay to fix damage to your GMC from colliding with another car or object. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive coverages - This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance program or if you do not have health coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are GMC Yukon XL Insurance Rates?