Vehicles > Ford > Expedition EL

Ford Expedition EL Insurance Cost

Shopping for car insurance through online companies can be fast and easy, plus you might just save a little. The most important part is to take the time to get as many rate quotes as possible in order to accurately compare all possible prices.

If shopping for car insurance online is new to you, you may be overwhelmed by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to get quotes and find the best price. The easiest way by far to find the cheapest Expedition EL insurance rates consists of shopping online. This can be done by getting a quick quote here.

FREE Car Insurance Comparison

Car insurance rates influenced by...

Auto insurance rates for a Ford Expedition EL can vary widely depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Expedition EL
  • What you do for a living
  • Insurance coverage level
  • Home ownership saves money

A final factor that will help determine Expedition EL insurance cost is the model year. Older cars and trucks have a lower value in comparison to older models so repair costs tend to be lower which may result in lower rates. Although more recent Ford vehicles may have a trim level with safety features included like active head restraints, traction control, and a rollover prevention system which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

This coverage will cover damage or injury you incur to other people or property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying higher limits if possible.

Collision protection

Collision coverage will pay to fix damage to your Ford caused by collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. Expedition EL collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Expedition EL insurance cost.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance covers damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Ford Expedition EL comprehensive insurance. The maximum payout your car insurance company will pay is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Ford Expedition EL Insurance Rates?