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Ford Escort Insurance Quotes

You have many choices when trying to find low-cost insurance for your Ford vehicle. You can get prices from your neighborhood insurance agent or price shop online to compare pricing from a lot of car insurance companies. Finding cheaper car insurance through online companies is simple to do, in addition you will probably save money.

Finding the best direct price on car insurance can be complicated if you have never used online quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from local car insurance companies. The simplest method to find the lowest Escort insurance cost is to perform an online rate comparison. This is very easy and can be done by visiting this page.

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Criteria which help determine your insurance rates

Insurance rates for your Ford Escort can vary widely subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Being married can lower rates
  • Optional coverages like vehicle replacement
  • Your profession
  • Your coverage level
  • Owning a home can lower rates

One last important factor which can affect the rate you pay on your Ford is the year of manufacture. Models that are a few years old have a much lower replacement value so the payout to repair can decrease annual premiums. On the flip side, new Ford models may have options like adaptive cruise control, autonomous braking, and lane departure warning system which can provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Escort from the following list.

Coverage for liability

Escort liability coverage provides protection from injuries or damage you cause to other's property or people that is your fault. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Coverage for collisions

This pays to fix your vehicle from damage resulting from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Escort insurance quotes.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout a car insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This coverage gives you protection when other motorists either have no liability insurance or not enough. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for bills for things like ambulance fees, surgery, and doctor visits. The coverages can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Escort Insurance Rates?