Ford Escape Insurance Rates

Buying auto insurance from online rate quotes is easy, in addition you might just save a little. The key is to compare rates from all providers in order to have every possible rate.

People who are new to comparing rates may think buying affordable Escape insurance is more work than they want to put in. Reducing your Escape insurance cost doesn't have to be difficult. All that's required is to spend a few minutes on the computer to get quotes from different insurance companies. This can be accomplished by comparing rates here.

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Criteria which help determine car insurance premiums

Auto insurance rates paid to insure a Ford Escape will vary greatly based upon several criteria. A few of these criteria are:

Your driving record
Your credit history
Where you live
Annual mileage can affect rates
Your gender can raise or lower rates
Deductible amount directly impacts your rate
NTSB crash rating for your vehicle
Claims drive up premiums
Having continuous coverage saves you money
Owning a home can lower rates

A final factor that helps determine Escape insurance quotes is the model year. Newer models cost more in comparison to later models so repair costs are higher which will push premiums up. Although newer models may have a trim level with safety features included like an advanced theft deterrent system, forward-collision avoidance, and a backup camera so those may lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability insurance

Liability insurance protects you from injuries or damage you cause to a person or their property in an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage protection

Collision insurance pays for damage to your Ford from colliding with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Escape insurance quotes.

Comprehensive protection

This pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by your Ford Escape comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Medical expense coverage

Med pay and PIP coverage provide coverage for bills (i.e. ambulance fees, surgery, and doctor visits). They are often used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Escape Insurance Rates?

Ford Escape Insurance Quotes

Criteria which help determine car insurance premiums

Compare Ford Escape insurance rates