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Ford Crown Victoria Insurance Rates

Buying auto insurance through online rate quotes is simple to do, plus you may find lower rates. The critical component is to get rates from as many companies as possible so you can get every option.

Shopping online for auto insurance can be difficult if you have never used online quoting. Don't let that stop you because we're going to show you how. Finding a lower price on Crown Victoria insurance can be surprisingly simple. You just have to take a little time to compare quotes online with multiple companies. This can be accomplished by completing this short form.

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Rates are impacted by these things

Insurance premiums for your Ford Crown Victoria can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Where you live
  • High miles vs. low miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Crown Victoria
  • Whether or not you have claims
  • Having current coverage saves
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Ford models so the payout to repair may result in higher rates. On the flip side, new Ford models have more advanced features like lane departure warning system, a telematics system, and adaptive headlights which may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

Crown Victoria liability coverage provides protection from damage or injury you incur to other's property or people in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to get cheaper Crown Victoria insurance rates.

Comprehensive auto coverage

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance program or if you lack health insurance entirely. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Crown Victoria Insurance Rates?