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Dodge Ram Pickup 2500 Insurance Rates

There are many options when buying insurance for your Dodge vehicle. You can buy direct from an agent or price shop online to check prices from insurance providers. Shopping for car insurance by comparing rates online is simple to do and there is a good chance you can save money.

Comparing car insurance rates direct online can be a challenge if you have never used online rate quotes. Don't let that stop you because it's actually quite easy. There are several ways of comparing rates from different insurance companies. The recommended way to find competitive Ram Pickup 2500 insurance cost consists of shopping online. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums for your Dodge Ram Pickup 2500 will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that will help determine Ram Pickup 2500 insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the payout to repair can decrease annual premiums. Conversely, newer vehicles may have safety features such as a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection so those may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Ram Pickup 2500 below.

Auto liability insurance - Ram Pickup 2500 liability coverage can cover damage that occurs to other's property or people by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision coverage - Collision coverage covers damage to your Dodge resulting from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive insurance - Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP) - Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Ram Pickup 2500 Insurance Rates?