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Dodge Nitro Insurance Rates

Shopping for auto insurance through online rate quotes saves time, is easy to do, plus you might just save a little. The key to finding lower rates is to take the time to get rates from all companies in order to have the cheapest rate quotes.

Comparing auto insurance rates direct online can be difficult if you are a beginner to online quotes. But don't be discouraged because comparing prices is actually very simple. Finding lower Nitro insurance cost can be surprisingly simple. You just have to spend a little time to get quotes online from several insurance companies. This is very easy and can be done by comparing rates here.

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Car insurance rates influenced by these factors

Auto insurance rates on a Dodge Nitro can vary widely and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Nitro
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

A final factor that will help determine Nitro insurance rates is the model year. Newer models have a higher replacement value in comparison to later models so the costs to repair can inflate annual premiums. Although newer models may have a trim level with safety features included like dual-stage airbags, all-wheel drive, blind-spot warning system, and tire pressure monitors which can lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - This protects you from damage or injury you incur to people or other property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying higher limits if possible.

Collision coverage - Collision coverage pays for damage to your Dodge resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Nitro can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible in order to get cheaper Nitro insurance rates.

Comprehensive auto coverage - This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Dodge Nitro comprehensive insurance. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments and PIP coverage - Med pay and PIP coverage kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Dodge Nitro Insurance Rates?