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Dodge Neon Insurance Rates

You have many choices when attempting to insure your Dodge vehicle. You can either buy through a local agent or price shop online to compare insurance costs of insurance carriers. Finding cheaper car insurance by getting online quotes is simple to do, in addition you might just save a little.

Finding the best direct price on car insurance can be complicated if you have never used online quotes. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare quotes from local car insurance companies. The fastest way to find the cheapest Neon insurance quotes is to perform an online rate comparison. This is very easy and can be done by getting a quick quote here.

FREE Car Insurance Comparison

Criteria which help determine car insurance premiums

Auto insurance rates paid to insure a Dodge Neon can vary widely subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Optional coverages like vehicle replacement
  • What you do for a living
  • Your coverage level
  • Owning a home can lower rates

A final factor which can affect Neon insurance rates is the model year. Models that are a few years old have a much lower replacement value in comparison to older models so the costs to repair can decrease annual premiums. On the flip side, newer models may have a trim level with safety features like traction control, tire pressure monitors, a collision avoidance system, and a telematics system which can help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Neon from the following list.

Liability

Neon liability coverage protects you from injuries or damage you cause to a person or their property that is your fault. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Auto collision coverage

This pays for damage to your Dodge from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Neon insurance rates.

Comprehensive or Other Than Collision

This covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by your Dodge Neon comprehensive insurance. The maximum payout a car insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage provides protection when other motorists do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical costs insurance

Med pay and PIP coverage reimburse you for bills (i.e. ambulance fees, surgery, and doctor visits). They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Dodge Neon Insurance Rates?