Dodge Durango Insurance Quotes

Comparing car insurance online can be fast and easy and at the same time you may find lower rates. The most important part is to get rates from all providers in order to accurately compare every option.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of online companies selling insurance. The are a couple different ways of comparing rates from car insurance companies in your area. The quickest method to find the cheapest Durango insurance quotes involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

FREE Car Insurance Comparison

Which factors influence Durango insurance cost?

Insurance premiums paid to insure a Dodge Durango can fluctuate considerably depending on several factors. Taken into consideration are:

A clean driving record keeps rates low
Credit rating impacts rates
Your location impacts rates
Annual mileage can affect rates
Male rates may be higher
The deductible you choose
Your vehicle's safety rating
Your job
The amount of protection requested
Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Dodge models so the costs to repair may result in lower rates. But newer vehicles have more advanced features including sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors which may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverage

This coverage can cover damages or injuries you inflict on a person or their property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as high a limit as you can afford.

Collision coverage

This coverage covers damage to your Dodge from colliding with an object or car. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive coverage

This covers damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This provides protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Dodge Durango Insurance Rates?

Dodge Durango Insurance Rates