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Dodge Dart Insurance Rates

Drivers have lots of options when insurance shopping for your Dodge vehicle. You can buy direct from your neighborhood insurance agent or get quotes online to compare insurance costs of insurance carriers. Comparing auto insurance by getting online quotes saves time, is easy to do, plus you will probably save money.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quoting. Don't let that stop you because there is an easy way to compare rates. Cutting your Dart insurance cost can be relatively painless. Drivers just need to take a couple of minutes comparing rates online from several insurance companies. This can be done by getting a quick quote here.

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Rates are determined by these things

Insurance rates for your Dodge Dart can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Dodge is the year of manufacture. Models that are new have a higher value so the costs to repair may result in higher rates. But new Dodge models may have options including a telematics system, all-wheel drive, and adaptive headlights which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Dart from the list below.

Liability - This provides protection from damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase as high a limit as you can afford.

Collision - This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision - Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either have no liability insurance or not enough. Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance - Medical payments and Personal Injury Protection insurance kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance program or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Dodge Dart Insurance Rates?