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Dodge Colt Insurance Cost

Finding cheaper car insurance online can be fast and easy and there is a good chance you can save money. The most important part is getting rates from all providers so you can get all possible prices.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of online companies offering insurance. There are several ways to compare quotes from local car insurance companies. The easiest way by far to find competitive Colt insurance rates is to perform an online rate comparison. This can be accomplished by completing this short form.

FREE Car Insurance Comparison

Car insurance premiums paid to insure a Dodge Colt can be significantly different depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Safety rating of your Colt
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor which can affect Colt insurance cost is the year of the vehicle. Models that are a few years old cost less than newer models so the costs to repair may result in lower rates. On the flip side, newer models may have safety features like forward-collision avoidance, sideview assist mirrors, and all-wheel drive that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This coverage protects you from damage that occurs to a person or their property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision protection

This pays for damage to your Dodge from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Colt insurance cost.

Comprehensive coverage

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Med pay and PIP coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Colt Insurance Rates?