Chrysler PT Cruiser Insurance

Drivers have lots of options when trying to find low-cost insurance for your Chrysler vehicle. You can get prices from an agent or get quotes online to compare rates from car insurance companies. Comparing auto insurance from online rate quotes saves time, is easy to do, plus you can save money.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quotes. But don't let that discourage you because it's actually quite easy. Getting lower PT Cruiser insurance cost doesn't have to be difficult. The only thing you need to do is invest a little time getting comparison quotes online from several insurance companies. This can be done by comparing rates here.

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Rates are determined by...

Car insurance premiums for a Chrysler PT Cruiser can vary widely and are calculated by many factors. Including but not limited to:

High performance increases premiums
Any accidents you may have
Home and auto can earn discounts
Use of your vehicle
Add-on coverages such as rental reimbursement
Your claim history
Having continuous coverage saves you money
Home ownership saves money

An additional factor that can impact PT Cruiser insurance quotes is the year of the vehicle. Newer models have a higher value than older models so the costs to repair can inflate annual premiums. Although more recent Chrysler vehicles may have safety features included like tire pressure monitors, anti-lock brakes, and forward-collision avoidance which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your PT Cruiser from the list below.

Liability insurance

This will cover damage or injury you incur to other people or property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy higher limits if possible.

Coverage for collisions

This coverage will pay to fix damage to your Chrysler caused by collision with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. PT Cruiser collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible in order to get cheaper PT Cruiser insurance quotes.

Comprehensive protection

Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Chrysler PT Cruiser Insurance Rates?

Chrysler PT Cruiser Insurance Quotes