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Chevrolet Silverado 3500HD Insurance Cost

Drivers have lots of options when shopping for car insurance for your Chevrolet vehicle. You can buy from your neighborhood insurance agent or get quotes online to compare insurance costs of lots of different providers. Finding cheaper auto insurance through online providers saves time, is easy to do, plus you will probably save money.

Finding the best direct price on auto insurance can be difficult if you are a beginner to online quotes. Don't let that stop you because there is an easy way to compare rates. Lowering your Silverado 3500HD insurance rates is surprisingly easy. You just need to take a few minutes comparing rates online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

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Premiums are calculated by these factors

Insurance rates for your Chevrolet Silverado 3500HD can vary widely and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • No coverage lapses saves money
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Chevrolet is the year of manufacture. Models that are new have a higher actual cash value so the costs to repair can inflate annual premiums. Conversely, newer models may have options such as forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification which can help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Silverado 3500HD from the list below.

Liability auto insurance

This protects you from damage or injury you incur to other's property or people that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase higher limits if possible.

Collision insurance

This pays for damage to your Chevrolet resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Medical expense insurance

Med pay and PIP coverage kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance policy or if you do not have health coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Chevrolet Silverado 3500HD Insurance Rates?