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Chevrolet Malibu Classic Insurance Rates

Drivers have lots of options when buying insurance for your Chevrolet vehicle. You can get prices from your neighborhood insurance agent or go online to compare rates from companies. Finding cheaper car insurance by quoting online can be fast and easy, plus you will probably save money.

If you are a novice to online car insurance shopping, you may be overwhelmed by the hoards of car insurance companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The recommended way to compare Malibu Classic insurance cost is to perform an online rate comparison. This can be done by comparing rates here.

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Premiums are calculated by these factors

Insurance rates for a Chevrolet Malibu Classic will vary greatly depending on several factors. Including but not limited to:

  • Higher performance Malibu Classic vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Your profession
  • The amount of protection requested
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Chevrolet is the year of manufacture. Models that are a few years old have a lower value so repair costs tend to be lower which may result in lower rates. But newer models may have options including tire pressure monitors, sideview assist mirrors, lane departure warning system, and adaptive cruise control so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Malibu Classic from the list below.

Liability coverages - This coverage protects you from damage or injury you incur to other people or property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage - This pays for damage to your Chevrolet caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Malibu Classic collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive coverages - Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount your car insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical payments - Med pay and PIP coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Chevrolet Malibu Classic Insurance Rates?