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Chevrolet HHR Insurance Cost

Drivers have lots of options when shopping for car insurance for your Chevrolet vehicle. You can either contact an insurance agent or price shop online to check prices from car insurance companies. Buying auto insurance from online rate quotes is simple to do, plus you may find lower rates.

Shopping online for auto insurance can be difficult if you have never used online quoting. But don't let that discourage you because we're going to show you how. Lowering your Chevrolet HHR insurance rates doesn't have to be difficult. You just need to take a few minutes to compare quotes online with multiple companies. This can be accomplished by completing this short form.

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Rates are impacted by...

Insurance premiums for a Chevrolet HHR can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Chevrolet models so the payout to repair may result in higher rates. But more recent Chevrolet vehicles have more advanced features including pedestrian detection, tire pressure monitors, and autonomous braking which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your HHR from the list below.

Liability insurance

Chevrolet HHR liability coverage will cover damage or injury you incur to other people or property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision insurance

Collision insurance will pay to fix damage to your Chevrolet caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Chevrolet HHR collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet HHR Insurance Rates?